Vol. 1 No. 3 (2023): Social Sciences Insights Journal
Articles

The Level of Public Understanding of The Quick Response Indonesian Standard (QRIS) In Indonesia

Pristiyono Pristiyono
Faculty of Economics and Business, University of Labuhanbatu, Indonesia
Sipnarong Kanchanawongpaisan
Suan Sunandha Rajabhat University, Thailand
Sri Langgeng Ratnasari
University of Riau Kepulauan, Batam, Indonesia

Published 2023-12-22

Keywords

  • Performance Effort,
  • Expected Effort,
  • Social Influence,
  • Internet Anxiety Level,
  • Behavioral Interest

How to Cite

Pristiyono, P., Kanchanawongpaisan, S. ., & Ratnasari, S. L. (2023). The Level of Public Understanding of The Quick Response Indonesian Standard (QRIS) In Indonesia. Social Sciences Insights Journal, 1(3), 32-40. https://doi.org/10.60036/ssijvol1iss3art4

Abstract

The increase in digital money transactions in 2021 indicates that the trend of digital transactions is increasingly widespread in Indonesia, besides that the trend of digital transactions is a way of changing people's shopping behavior, which previously went offline to online shopping through various marketplaces. The purpose of this study is to prove if the variables of performance expectancy, effort expectancy, social influence, and internet anxiety affect behavior intention. Then the author's sample set refers to the number of all 15 indicators x 7 = 105 samples. Then the sample in this study was set at 100 samples. Accidental sampling technique. The data collection technique uses primary data (in the form of a questionnaire) using Google Forms which is distributed offline and online and uses the necessary secondary data such as interviews, literature studies, and related agencies.  The results of the study prove that the hypothesis test between Performance Expectancy on Behavior Intention, it turns out that the hypothesis is rejected, the hypothesis test between Effort Expectancy on Behavior Intention, it turns out that the hypothesis is rejected, the hypothesis test between Social Influence on Behavior Intention, it turns out that the hypothesis is rejected and the hypothesis test between Anxiety Internet Behavior Intention, it turns out that the hypothesis is accepted

References

  1. Abrahim Sleiman, K. A., Juanli, L., Lei, H. Z., Rong, W., Yubo, W., Li, S., Cheng, J., & Amin, F. (2023). Factors that impacted mobile-payment adoption in China during the COVID-19 pandemic. Heliyon, 9(5), e16197. https://doi.org/10.1016/j.heliyon.2023.e16197
  2. Ainul Bashir, N. A. (2020). Penerapan Model UTAUT 2 Untuk Mengetahui Faktor-Faktor Yang Memengaruhi Penggunaan SIORTU. Elinvo (Electronics, Informatics, and Vocational Education), 5(1), 42–51. https://doi.org/10.21831/elinvo.v5i1.30636
  3. Amalina, N., Kurniawan, R. A., Rizkiawan, I. K., Sari, D. P., & Auliana, N. (2022). Faktor Yang Mempengaruhi Minat Adopsi E-Commerce Dan Pengaruhnya Pada Tingkat Penjualan Umkm Di Surakarta. Jurnal Ilmu Manajemen Retail (JIMAT), 3(1).
  4. Andrea Lidwina. (2021). Nilai Transaksi Uang Elektronik Kembali Cetak Rekor pada Mei 2021. In Dkatadata.co.id (Issue April, p. 2021).
  5. Astuti, S. I., Arso, S. P., & Wigati, P. A. (2015). 済無No Title No Title No Title. In Analisis Standar Pelayanan Minimal Pada Instalasi Rawat Jalan di RSUD Kota Semarang (Vol. 3).
  6. Banking, G. (2021). New trends in US consumer digital payments | McKinsey & Company (Issue October). https://www.mckinsey.com/industries/financial-services/our-insights/banking-matters/new-trends-in-us-consumer-digital-payments
  7. Chao, C. (2019). Factors Determining the Behavioral Intention to Use Mobile Learning : An Application and Extension of the UTAUT Model. 10(July), 1–14. https://doi.org/10.3389/fpsyg.2019.01652
  8. Dewi, N. K. L. R. K., & Yadnyana, I. K. (2017). Faktor-Faktor Yang Mempengaruhi Minat dan Perilaku Penggunaan Sistem E-Filing Di Kota Denpasar dengan Model UTAUT. E-Jurnal Akuntansi, 21(3), 2338–2366. https://doi.org/10.24843/EJA.2017.v21.i03.p23
  9. Gabriella Junita Tobing, Lastuti Abubakar, T. H. (2023). Analisis Peraturan Penggunaan QRIS Sebagai Kanal Pembayaran Pada Praktik UMKM Dalam Rangka Mendorong Perkembangan Ekonomi Digital. Jurnal Hukum Kenotariatan. https://doi.org/10.30700/jst.v8i1.151
  10. Hilmawan, T. W. (2020). Faktor-faktor yang mempengaruhi minat masyarakat Kota Malang menggunakan uang elektronik dengan menggunakan model UTAUT. Skripsi Universitas Islam Negeri Maulana Malik Ibrahim, 1–81.
  11. Hiu, J. J. Y. (2020). Pengaruh Harapan Kinerja, Pengaruh Sosial, Dan Keamanan Terhadap Niat Menggunakan Kembali Sistem Pembayaran Elektronik. Agora, 8. http://publication.petra.ac.id/index.php/manajemen-bisnis/article/view/10584
  12. Mantik, J., Setiawan Panjaitan, E., & Yunis, R. (2021). 2021) 1006-1013 Accredited. Jurnal Mantik, 5(2), 1006–1013.
  13. Navabi1, N., Okhovati, M., & Alsadat Hashemipour, M. (2019). Can Internet Anxiety Affect Electronic Journals Usage? A CrossSectional Study with Iranian Postgraduate Dental Students. Pesquisa Brasileira Em Odontopediatria e Clinica Integrada, 19(1). https://doi.org/10.4034/PBOCI.2019.191.57
  14. onaolapo, sodiq, & Oyewole, O. (2018). Performance Expectancy, Effort Expectancy, and Facilitating Conditions as Factors Influencing Smart Phones Use for Mobile Learning by Postgraduate Students of the University of Ibadan, Nigeria. Interdisciplinary Journal of E-Skills and Lifelong Learning, 14, 095–115. https://doi.org/10.28945/4085
  15. Perusahaan, P., Yang, M., & Dalam, T. (2018). Sekolah tinggi ilmu ekonomi indonesia (stie indonesia) banjarmasin program studi manajemen 2018.
  16. Pratiwi, A. (2022). The Effectiveness of the Implementation of the Indonesian Standard Quick Response Payment System (QRIS) on MSMEs in Banten. Review of Accounting and Taxation, 1(02), 93–99. https://doi.org/10.61659/reaction.v1i02.143
  17. Primadineska, R. W. (2021). Pengaruh Penggunaan Sistem Pembayaran Digital terhadap Perilaku Beralih di Era Pandemi COVID-19. Telaah Bisnis, 21(2), 89. https://doi.org/10.35917/tb.v21i2.215
  18. Pristiyono, P. (2021). Kekhawatiran Masyarakat Mengenai Pembayaran Digital Sebagai Pembayaran Uang Non Tunai. JURNAL MANAJEMEN AKUNTANSI (JUMSI), 3(March), 6.
  19. Sair, S. A., & Danish, R. Q. (2018). Effect of performance expectancy and effort expectancy on the mobile commerce adoption intention through personal innovativeness among Pakistani consumers. Pakistan Journal of Commerce and Social Science, 12(2), 501–520.
  20. Saroy, R., Awasthy, S., Singh, N. K., Adki, S. M., & Dhal, S. (2022). the Impact of Covid-19 on Digital Payment Habits of Indian Households. Buletin Ekonomi Moneter Dan Perbankan, 25, 19–42. https://doi.org/10.21098/bemp.v25i0.1823
  21. Suhartini, S. (2017). Analisis Faktor-Faktor yang Mempengaruhi Minat Pemanfaatan dan Penggunaan Sistem Informasi Akuntansi Studi Kasus pada Bank Syariah Mandiri Malang.
  22. Suryani, Delina, Asep Kurniawan, & I. U. (2020). IT Self Efficacy, IT Anxiety dan Minat Menggunakan E-money. Jurnal Riset Akuntansi Dan Keuangan, 8(1), 89–108.
  23. Yadav, P. B. (2022). Paradigm Shift of Digital Payments in India (the Covid-19 Case). JOURNAL OF MANAGEMENT & ENTREPRENEURSHIP, July. https://www.researchgate.net/publication/362221783